nickel-and-dime
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Definitions
(verb) spend money frugally; spend as little as possible. Synonyms: penny-pinch.
Verb Definition 1
(verb) accumulate gradually. Example: "She nickeled-and-dimed together a small house for her family."
Verb Definition 2
(adj) of minor importance. Synonyms: small-time. Examples: "A nickel-and-dime operation run out of a single rented room." "A small-time actor."
Adjective Definition 1